- Congress grants a 20-year charter to the Bank of the United States, a private central bank for America. [The Constitution had granted to Congress the "power to coin money and regulate the value thereof." Thomas Jefferson had specifically warned the American people against turning this power to create money over to a private group that was unelected and not accountable to the public: "If the American people ever allow private banks to control the issue of their currency, first by inflation and then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their fathers conquered."]
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